Future of Retirement survey

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Future of Retirement survey

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Our ninth Future of Retirement survey compares the real-life experience of today's retirees with the views and expectations of those still working towards retirement.

The latest global report, 'Life after work?' is our ninth in The Future of Retirement series and is based on a survey of more than 16,000 people in 15 countries, conducted between July 2012 and April 2013. 'Life after work?' compares the real-life experience of today's retirees with the views and expectations of those still working towards retirement.

Previous Future of Retirement reports have largely focused on how working age people plan and save for a comfortable retirement. This year, the research looks not only at the process of retiring, but also compares the real-life experience of people now in retirement with the expectations of those still planning for the future.

'Life after work?'

With the benefit of this hindsight, the report explores key retirement issues including transitioning into retirement, ensuring an adequate post-retirement income, leaving a legacy for future generations and achieving later life aspirations. It also includes some practical steps that people can take to help secure a more comfortable retirement.

Our findings reveal that 39% of UK respondents who are retirees think that they failed to prepare adequately

In this report we can see how a new retirement landscape is slowly emerging. The desire to live a full life after work can be seen in the widely held aspirations for healthy and prosperous retirement. People also aspire to leave a positive financial legacy for their children and grandchildren, during retirement and through inheritances.

Yet such goals are being put at risk by a failure to prepare adequately. Indeed, many of those in retirement regret not having saved more when they were younger, or having retired too soon, and in this report they share the impact those decisions are having on achieving their retirement aspirations.


At present, large numbers of people in the UK are doing nothing about the potential shortfall in their retirement. But by taking the first steps, by planning for the future and getting financial advice, you can build towards the type of retirement you want.

Having analysed the data from our survey, we think the results are fascinating. But what do they mean for you?

To help you get the most from the survey, we've also made the full report available - so you can see the data and conclusions for yourself.

Download the Future of Retirement UK Report PDF

Download the Future of Retirement Global Report PDF

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